Personal Checking and Money Market Accounts

FREE Interest Checking
More convenient, money-saving benefits and it pays a premium interest on your entire balance.

  • Pays a premium adjustable interest rate (for current rates call us at (478) 237-6619)
  • FREE nationwide ATMs – automatically
  • FREE standard wallet style checks
  • First overdraft charge waived each calendar year
  • No minimum balance
  • No monthly service charge
  • No per check fees & unlimited check writing
  • Includes Direct Deposit and e-Statements

FREE Checking
Money-saving checking. Starts free, stays free.

  • No minimum balance
  • No monthly service charge
  • No per check fees & unlimited check writing

50+ FREE Interest Checking
A free checking account specially made for our customers age 50 or better. Free checks, too.

  • Pays competitive interest - for current rates call us at (478) 237-6619
  • FREE standard wallet style checks
  • No minimum balance
  • No monthly service charge
  • No per check fees & unlimited check writing

Ultimate Personal Money Market
Here's an account that rewards you for saving more by offering higher interest rates for higher balances.

  • Tiered interest rates - for current rates call us at (478) 237-6619
  • Interest calculated on the daily balance
  • $1,000 minimum balance to avoid $5 monthly service charge
  • Unlimited free in-person withdrawals
  • 6 free debits per month
  • $5 per debit over 6 per month
  • $1,000 to open account

These are personal accounts only. Business and corporate accounts do not qualify for these plans. Customer purchases checks unless otherwise indicated.

 

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Spivey State Bank
211 North Main Street
Swainsboro, GA 30401
Phone: (478) 237-6619 || Fax:  (478) 237-4887
E-Banking: (877) 753-9224 || Lost Check Card: (800) 554-8969